Contract framework
We distinguish personal, professional and specialist RC to align the policy with your real obligations and markets.
Expert advice · Tangier
Protecting third parties and securing your contracts: civil liability is often the foundation of your business relationships. RMA Assurances Al Boughaz Tangier structures RMA offers for your sector — professional, construction, transport, school or industrial — with a clear read of limits and exclusions.
RC & third parties
Public contracts, clients or landlords often require up-to-date RC with suitable limits. At RMA Assurance Al Boughaz, we translate these requirements into clear RMA options for a sound, defensible subscription decision.
Whether you are in Tangier or operating nationally, the goal is the same: a policy consistent with your flows, sites and contractual responsibilities.
Summary
Contract framework
We distinguish personal, professional and specialist RC to align the policy with your real obligations and markets.
Clear reading
Excess, territory, defence and recourse: each concept is set out before signing to avoid grey areas.
Agency follow-up
Change of activity, new line of business or renegotiation: an Al Boughaz contact to adjust cover.
Why us
An institutional approach: document the risk, frame the guarantee, secure relationships with partners.
Each sector (construction, transport, schools, consulting…) has different exposures: we match your declared activity with available RMA guarantees.
Specifications, minimum RC clauses or tenders: we link contractual requirements to the certificates expected.
Access to group RC solutions with a consistent presentation of options and exclusions to know.
Meetings at the agency or documented remote exchanges: the same clarity on documents and limits.
RMA offers
Each sector deserves a dedicated presentation. Final guarantees, limits and exclusions are on your contract and RMA notices — what follows summarises intent and usage.
Business & services Covers damage caused to third parties in the course of your business (subject to contract exclusions).
Ideal for firms, trades, service providers or liberal professions: we size limits according to your contracts, turnover and typical sector risks.
Schools & pupils Third-party protection linked to school life and extracurricular activities run by the insured organisation.
Schools, training centres or educational structures: liability adapted to everyday school risks. See our dedicated page for product detail.
Construction & property Covers defects affecting the structure of the work or making it unfit for its intended use, within the applicable legal framework.
Developers, promoters or construction companies: ten-year cover is a demanding regulatory base — we guide you to RMA arrangements consistent with your role on site.
Sites & operations Covers bodily injury or property damage to third parties arising from industrial or commercial operations.
Factories, warehouses, retail premises or logistics platforms: we align past claims experience, internal procedures and subscribed limits.
Fleet & freight Damage to third parties arising from road freight transport — within contract limits.
Hauliers, vehicle hire with driver or long-distance fleets: we cross-check tonnage, routes and cargo type for a clear proposal.
Sector reading
Reminder
RC does not remove your duty of care or regulatory obligations: it frames compensation to third parties within contract limits.
From head office to sites, classrooms to warehouses: each responsibility perimeter requires a precise map of assets, people and third-party property exposed.
In Tangier, we favour structured exchanges: sector questionnaire, contract documents and, where relevant, links with your other policies (fleet, multirisk, hunting RC) to avoid coverage gaps.
« Credible RC starts with an activity described as precisely as a balance sheet. »
First contact
Institutional framing of your RC file
Send your standard contracts, expected certificates and past claims: we respond with a summary before a priced proposal.
RMA Assurance Al Boughaz Tangier
As an RMA general agent, we combine documentary rigour and contractual clarity — for lasting insurance commitments.
RC offers structured by sector, presented with the same documentary rigour for every file.
We ask the questions that matter for your sector before issuing a proposal.
Endorsements, product changes or geographic extension: commercial follow-up in Tangier to adjust the policy.
Civil liability
We consolidate your contracts, certificates and risk exposures for a structured, argued RMA response.
Ready to secure your RC?
The Al Boughaz team supports you through to certificate delivery.
FAQ
General answers. Your sector, contracts and limits deserve a personalised review with an advisor in Tangier.
Civil liability is the mechanism by which you may be required to compensate a third party if you cause harm within the scope defined by law and your contract. RC insurance funds that obligation within limits and subject to RMA contract exclusions.
Personal RC generally covers private life and certain damage outside professional activity. Professional RC responds to damage linked to your economic activity. Depending on status, both may coexist — we check for overlap or gaps.
Ten-year cover concerns categories of players and works defined by regulation. Exact obligations depend on your role (contractor, architect, etc.) and type of work. We guide you to suitable RMA solutions and our construction page for site context.
Contact RMA Assurance Al Boughaz on 06 61 37 32 86, by e-mail at [email protected], via the contact form or at Local N° B10, Av. Moulay Youssef, Rue de Fès, Tangier. An advisor prepares a summary before any firm proposal.