Clear reading of your cover
We detail what your baseline scheme covers and what a supplementary plan can add, with no grey areas before you sign.
Supplementary health insurance in Tangier
Expert advice · Tangier
Understand AMO versus top-up cover, care categories to verify, and request a quote with the RMA Al Boughaz agency in Tangier.
TangierQuick response
AMC & Global Santé Care networks Personalised advice
RMA Assurance · Al Boughaz Agency
Complementing your health cover to reduce your out-of-pocket costs
A gap can remain between the baseline mandatory health scheme (AMC) and the real needs of your household or your employees. With RMA Assurance Al Boughaz, we help you assess what a supplementary health plan — including offers such as Global Santé — can add, according to your policy terms.
From our agency in Tangier, we explain cover levels, care networks and timeframes in plain terms, so you can make an informed decision, with no reimbursement figures beyond what appears in your policy.
Families & businesses RMA · Al Boughaz
Care networks explained
Clinics, partner practices and how claims are processed: we guide you according to your policy.
Reimbursement follow-up
Support with the administrative steps, to help limit processing times for your claims.
Local advice
A team in Tangier available for your questions, from your first quote through the life of your policy.
Our commitments
Why structure your supplementary health cover with RMA Assurance Al Boughaz?
The right supplementary health plan depends on your family situation, your baseline scheme and your priorities. We help you make an informed choice.
Assessment of your current cover
We identify with you what your AMC scheme or mutual already covers, before proposing a relevant complement.
Clear reading of cover levels
Consultations, hospitalisation, pharmacy or dental care: we explain the items covered and the applicable limits.
Consistency with your other policies
Employees & executives cover, protection, savings: we check that your health cover fits together without unnecessary overlap.
Support for families
Children, spouse, dependent parents: we help you frame cover suited to your household's composition.
Solutions for businesses
Group arrangements for your employees, with a clear reading of obligations and available options.
Ongoing follow-up
Family or professional changes: we adjust your supplementary health cover as your situation evolves.
What a supplementary plan can cover
Cover designed to reduce your out-of-pocket costs
The following items are commonly structured by RMA supplementary health offers; the exact detail, limits and exclusions appear in your policy and its documentation.
Medical consultations
A supplementary share of consultation fees, on top of your baseline scheme, according to policy terms.
Hospitalisation
Costs linked to a hospital stay, within the limits and according to the terms set out by your plan.
Pharmacy
A complement on prescribed medication, according to the reimbursement rates applicable to your policy.
Dental care
Cover dedicated to routine care and, depending on the plan, certain more significant procedures.
Optical care
Supplementary support for vision correction equipment, within contractual limits.
Maternity
Cover dedicated to pregnancy follow-up and delivery, according to the conditions set out in your policy.
Tests & scans
A complement on prescribed lab tests and medical imaging, depending on the plan selected.
Assistance & guidance
Support to help you understand your reimbursement steps and the documents required.
AMC & Global Santé
Understanding how the baseline scheme and supplementary cover fit together
The mandatory Complementary Health Insurance (AMC) provides a baseline of reimbursement according to the scheme you belong to. RMA offers such as Global Santé can, according to policy terms, complement this baseline to reduce out-of-pocket costs on certain care items.
- Identifying the baseline scheme you or your business belong to
- Analysing the most frequent care items for your household
- Reviewing limits, deductibles and any waiting periods
- Checking partner care networks according to your plan
- Consistency with your company's group arrangements where relevant
- Explaining the reimbursement process before you sign
Before you subscribe
Checklist: preparing your supplementary health file
Gathering these elements before your appointment helps produce a faster, better-suited proposal. Required documents may vary by profile, risk and the plan under review. The agency will confirm the exact list.
This checklist is indicative and does not imply any particular limits, waiting periods or full reimbursement. Your RMA Assurance Al Boughaz adviser adapts it to your personal or professional profile.
- 1 Certificate or card for your baseline scheme (AMO / AMC or equivalent)
- 2 Household composition (spouse, children, dependent parents)
- 3 Recent history of your main health-related expense items
- 4 Any existing supplementary health policies, if applicable
- 5 For businesses: headcount concerned and existing group arrangements
- 6 Up-to-date identification documents and contact details
- 7 Specific questions on particular needs (dental, optical, maternity)
Understanding the levels of cover
Baseline scheme versus voluntary supplementary cover: what's the difference?
Before choosing a plan, it's worth comparing what your baseline scheme covers and what a supplementary health plan can add.
Nature of cover
The baseline scheme reimburses according to its own rules; the supplementary plan reduces out-of-pocket costs on items set out in your plan.
Care items concerned
Consultations, hospitalisation, dental, optical: each plan targets different items depending on your priorities.
Care networks
Some plans rely on partner networks that simplify claims; we present the available options.
Reimbursement formalities
Timeframes and required documents vary depending on your baseline scheme and the supplementary plan chosen.
Budget & family priorities
The right level of supplementary cover depends on your family composition and real health needs, not a generic choice.
Understanding your quote
What influences the price of supplementary health cover?
The premium depends on your profile, the care items selected and the type of policy (individual or group). No public tariff is shown here.
Ages of the insured
The age of the people to cover may influence the terms and the premium proposed according to the plan.
Household composition
Spouse, children or dependent parents: the number of beneficiaries structures the quote.
Care items selected
Consultations, hospitalisation, dental, optical or other items: the level of cover requested guides the proposal.
Limits and cover levels
The limits, deductibles and reimbursement terms in the plan under review affect the amount.
Possible waiting periods
Waiting periods before cover may exist depending on the item and the plan: they should be checked before subscription.
Individual or employer-based policy
An individual supplementary plan and a company group arrangement are not priced the same way.
No public tariff is shown here: the quote depends on your file and the cover selected, subject to eligibility.
Need advice
An advisor helps you choose the right plan
Baseline scheme, family composition, health priorities: tell us where you stand, and we'll structure a clear response.
Our approach
How we build your supplementary health cover
A five-step process to arrive at a useful plan, without promising full reimbursement.
Present your need
You describe your baseline scheme, household and health priorities (dental, optical, hospitalisation…).
Provide the useful information
Certificates, family composition, existing policies and recurring expense items to frame the review.
Review of the available solution
We identify relevant RMA plans according to your individual or group profile, subject to eligibility.
Explanation of cover and conditions
Limits, networks, exclusions and any waiting periods are presented before any decision.
Validation and policy follow-up
Set-up, explanation of reimbursement steps and support when your situation changes.
Who it's for
A supplementary health plan suited to every profile
Employee, self-employed, retiree or business owner: supplementary health needs vary greatly depending on your situation.
Families
Cover designed for the whole household, with particular attention to children's needs.
Employees & executives
An individual or group complement to strengthen the protection provided by your employer.
Self-employed & professionals
A personal solution when your baseline scheme is not enough to cover your health priorities.
Retirees
Cover designed to support health needs that evolve with age.
Businesses & SMEs
Group arrangements for your teams, consistent with your obligations and HR policy.
Understanding your options
Supplementary health insurance: how to choose the right plan in Tangier
Morocco's mandatory Complementary Health Insurance scheme sets a baseline of reimbursement for policyholders. Many households choose to add a supplementary health plan to reduce out-of-pocket costs on the most frequent items. Broader health insurance can also be studied for individuals.
For businesses, supplementary health cover often fits into a broader social protection policy for employees and executives. Employees and executives insurance can also be reviewed for group arrangements, consistent with your obligations and HR budget.
Choosing a plan isn't just about comparing headline rates: care networks, waiting periods and exclusions often matter more in the real use of your policy. We help you read these elements before you commit, according to policy terms.
To get a proposal personalised to your baseline scheme and your family or professional situation, you can request a quote or contact our agency in Tangier. An advisor reviews your file before any priced proposal.
Rooted in Tangier
Local health support you can rely on
Our RMA Assurance Al Boughaz agency knows the care networks and health facilities present in Tangier and its region, to guide you with concrete reference points.
Whether you are an individual, a family or a business, we remain available in branch, by phone or remotely to answer your health and insurance questions.
Why this agency
RMA Assurance Al Boughaz, attentive listening in Tangier
A team that takes the time to explain, with no sales pressure, for a supplementary health choice genuinely suited to you.
Listening to your situation
We start from your real health needs, not a standard catalogue.
Clear explanation of cover
Limits, networks and exclusions explained simply, with no misleading promises.
Hands-on follow-up
A named contact for your reimbursement questions and file follow-up.
Also worth reading
Complete your health and social protection
Several pages usefully complement your thinking on supplementary health cover, for you or your teams.
Supplementary health
Request your supplementary health insurance quote
Tell us about your baseline scheme and your family or professional situation: we propose a consistent, clearly explained plan.
- Assessment of your current cover
- Selection of cover relevant to your profile
- RMA proposal with limits and exclusions detailed
- Support at the Al Boughaz agency or remotely
Free quote · no obligation
Ready to strengthen your health cover?
Our Al Boughaz team reviews your file and proposes a suitable supplementary plan.
Our promise
Why trust RMA Assurance Al Boughaz Tangier?
An agency that favours clear explanation over quick selling, for a supplementary health choice that genuinely matches your needs.
Based in Tangier, we support families, self-employed professionals and businesses with the same commitment to clarity at every step.
FAQ
FAQ – Supplementary health insurance
General answers about supplementary health cover. Your baseline scheme and personal situation deserve a dedicated review with an advisor in Tangier.
What is the difference between AMO and supplementary health cover?
AMO (mandatory health insurance) is, depending on your scheme, the baseline level of cover. A supplementary health plan aims to reduce out-of-pocket costs on certain items set out in the policy — without guaranteeing full reimbursement of all care. The detail depends on your scheme, the plan and contractual terms.
What is Global Santé?
Global Santé refers to an RMA supplementary health offer concept. Its exact content, cover and limits depend on the plan selected and appear in your proposal and policy documentation.
Does supplementary health cover reimburse everything at 100%?
No. No plan should be presented as systematic full reimbursement. Rates, limits, deductibles and exclusions vary by care item and policy; we explain them before subscription.
Can I take out supplementary health cover for my whole family?
Depending on the plans available and subject to eligibility, cover may extend to your spouse, children and sometimes dependent parents, under the terms set out in the policy.
Is there a waiting period before cover applies?
Waiting periods may exist depending on the plan and the care item: they should be checked before subscription. We detail this point with you to avoid surprises.
Does supplementary health cover include dental and optical care?
Many plans provide cover dedicated to these items, with specific limits. The exact detail depends on the offer chosen and appears in your policy — with no promise of unlimited cover.
Can a business take out group supplementary health cover?
Yes, several businesses set up group arrangements for their employees, distinct from an individual policy. This often fits together with the employees and executives insurance solutions available.
How do I get a supplementary health insurance quote in Tangier?
Complete the online form, call our agency on 06 61 37 32 86, or visit us at Local N° B10, Av. Moulay Youssef, Rue de Fès, Tangier. An adviser reviews your situation and proposes a plan subject to eligibility, without displaying a single public tariff.
Ready to strengthen your cover
Let's build your supplementary health plan together
A conversation with your RMA Assurance Al Boughaz advisor to clarify your needs and choose a suitable plan.
Useful links
Discover more
Continue reading: more RMA solutions in Tangier and resources to compare and choose with confidence.